25. June 2026

How Delayed Retirement Reshapes Career Opportunities Press release: How Delayed Retirement Reshapes Career Opportunities

• German reform raising the retirement age for women analyzed

• EPoS Economic Research Center at Bonn and Mannheim publishes results

Bonn, Mannheim, 25.06. 2026 – Faced with the challenges of population aging, many countries are 
currently debating whether retirement ages should rise further. To assess what this means for 
career advancement within firms, new economic research analyzes the effects of the German 
pension reform of 1999, which raised women’s pension claiming age by at least three years. The 
findings suggest that delayed retirement can reshape hiring and promotion opportunities within 
firms. While some coworkers face greater competition for advancement, others may also benefit 
from the continued presence of experienced senior employees whose skills complement their own. 
The EPoS Economic Research Center at the Universities of Bonn and Mannheim publishes the 
findings in the discussion paper “Crowded Career Ladders? Intra-Firm Spillovers of Raised 
Retirement Age”. 

How Delayed Retirement Reshapes Career  Opportunities
How Delayed Retirement Reshapes Career Opportunities © Econ Uni Bonn – Bernadett Yehdou
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“In this study, I open what is often seen as a ‘black box’: what happens inside firms when older 
workers retire later, and career ladders become more crowded,” says Sona Badalyan, EPoS 
Economic Research Center. “According to my results, raising the pension claiming age changes how 
opportunities are allocated within firms. As older workers delay retirement, hiring and promotion 
opportunities become scarcer for some workers, while others may benefit from knowledge and 
productivity spillovers from experienced colleagues.”  

Crowded career ladders

Keeping older workers employed longer can delay hiring and promotion opportunities for 
coworkers who compete for similar positions within firms. “The strongest barriers to career 
advancement are observed among workers who are closest to older employees on internal career 
ladders, such as middle-aged workers,” says Sona Badalyan. “The findings suggest that employers 
need to pay greater attention to career development and advancement opportunities when 
retirement ages increase.” 

Benefits for coworkers in different teams

At the same time, delayed retirement can also generate benefits for firms and coworkers. Experienced 
employees possess valuable firm-specific knowledge and expertise. This helps firms avoid the costs 
associated with replacing skilled workers and may improve the performance of colleagues who work in 
complementary roles. The findings suggest that raising the retirement age creates both costs and 
benefits within firms, depending on how workers interact with one another and how valuable older 
workers’ skills are to firms.

“Policymakers should consider the broader labor-market consequences of retirement reforms, not 
only their effects on pension finances,” says Sona Badalyan. “Without accounting for the effects on 
internal career ladders, the costs and benefits of raising the retirement age cannot be fully assessed.”  

About the study

The German pension reform of 1999 increased women’s pension claiming age by at least three years 
by aligning it with that of men. This represented one of the largest increases in pensionable retirement 
age between neighboring birth cohorts in Germany, creating a unique setting to study how delayed 
retirement affects workplaces. The strongest barriers to career advancement are observed among 
female coworkers, partly due to industrial and occupational segregation in Germany. However, the 
underlying mechanisms, such as competition for positions and career ladders, are not specific to 
women. Similar effects would therefore be expected whenever delayed retirement increases 
competition for advancement opportunities, regardless of gender. 

The presented discussion paper is a publication without peer review of the Collaborative Research Center Transregio 224 EPoS. Access the full discussion paper here.

Find the list of all discussion papers of the CRC here

Author

Sona Badalyan, Postdoctoral Fellow, Department of Economics, University of Bonn and member of EPoS  

Press Contact
econNEWSnetwork
Sonja Heer
Tel. + 49 (0) 40 82244284 
Sonja.Heer@econ-news.de

Contact 
Sona Badalyan  
University of Bonn 
sona.badalyan@uni-bonn.de 

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